← All State Guides

Kentucky Guide

What to do when someone dies in Kentucky.

A step-by-step guide for families navigating death administration in Kentucky. Covers death certificates, cremation rules, probate, and average costs.

$6 per copy
Death Certificate
48 hours
Cremation Wait
$700–$2,000
Avg Cremation
$30,000
Small Estate Limit

First 24 Hours in Kentucky

1
Call 911 or hospice if the death was unattended or unexpected
2
Have the death officially pronounced by a medical professional
3
Contact a funeral home to arrange transport of the body
4
Notify immediate family members and close friends
5
Secure the home, vehicles, and personal property
6
Locate the will, trust documents, and advance directives
7
Contact the deceased's employer if they were still working
8
Do not pay any bills or debts until the estate is established
See the full checklist (all phases) →

Getting a Death Certificate in Kentucky

Agency
Kentucky Office of Vital Statistics
Cost
$6 per copy
Processing Time
5–7 business days

How many do you need? Plan to order at least 10–12 certified copies. You will need them for banks, insurance companies, government agencies, retirement accounts, and courts. It is much cheaper to order extras upfront than to reorder later.

Kentucky Legal Requirements

Kentucky has an inheritance tax and allows simplified proceedings for small estates.

Kentucky has an inheritance tax on some beneficiaries
48-hour cremation waiting period
Small estate affidavit for estates under $30,000

Average Funeral Costs in Kentucky

Average Cremation
$700–$2,000

Direct cremation to full cremation with service

Full cost breakdown →
Average Burial
$5,500–$10,500

Includes burial plot, funeral service, and vault

Full cost breakdown →

Ready to organize the paperwork?

FuneralFlow helps families track every task, gather every document, and manage all 47 government forms in one secure place — including Kentucky-specific requirements.

Try FuneralFlow Free →

Find Funeral Homes in Kentucky

Louisville
View homes →
Lexington
View homes →
Bowling Green
View homes →
Owensboro
View homes →

Frequently Asked Questions

How many death certificates do I need in Kentucky?

Plan for at least 10–12 certified copies. Each financial institution, insurance company, government agency, and court requires its own original certified copy. It costs $6 per copy per copy from the Kentucky Office of Vital Statistics.

How long does probate take in Kentucky?

Straightforward probate in Kentucky typically takes 6–12 months. Complex estates with disputes or significant assets can take 2–3 years. Estates under $30,000 may qualify for a simplified process.

How soon can cremation happen in Kentucky?

Kentucky requires a 48 hours waiting period before cremation. All paperwork must be completed and signed by the authorized next-of-kin before cremation can proceed.

What happens if someone dies without a will in Kentucky?

If someone dies without a will ("intestate") in Kentucky, the estate is distributed according to state intestacy laws. Generally assets pass to the spouse first, then children, then other relatives in a specific legal order determined by the probate court.