Situation Guide
When someone dies in another country: contacting the embassy, repatriation of remains, foreign death certificates, and international legal considerations.
Most Urgent Step
Call the US Embassy or Consulate in the country of death immediately. Their 24-hour number is the best starting point. Do not attempt to transport remains yourself — this requires special permits and a licensed mortuary shipper.
When an American citizen dies in another country, the process involves navigating two legal systems simultaneously — the country where the death occurred and the United States. The US Embassy or Consulate in that country is your most important resource and should be your first call. From the US, you can reach the State Department's Office of Overseas Citizens Services 24 hours a day at 1-888-407-4747 (from the US) or +1-202-501-4444 (from overseas).
The embassy's consular officer will help with several critical tasks: reporting the death to local authorities, obtaining the local death certificate, preparing a Consular Report of Death Abroad (which serves as the official US death certificate), and coordinating the return of personal effects. The Consular Report of Death Abroad is a legal document issued by the State Department and is accepted by all US institutions in place of a domestic death certificate. Request multiple copies — you will need them for insurance claims, probate, and government notifications back home.
Repatriation of remains — transporting the body back to the United States — is the most expensive and logistically complex part of this process. Costs typically range from $5,000 to $20,000 or more, depending on the country, the distance, and local requirements. The process involves embalming (required for international transport in most cases), a sealed zinc or lead-lined casket approved for air transport, export permits from the foreign country, import permits for the US, and coordination with an international mortuary shipping company. The embassy can provide a list of local funeral homes experienced with international repatriation. Alternatively, the deceased can be cremated locally, and the cremated remains shipped or carried home at a fraction of the cost — typically $1,000 to $3,000.
Check all insurance policies for travel death benefits. Many travel insurance policies include repatriation coverage. Some credit cards provide travel death benefits if the trip was purchased with the card. Employer-sponsored group travel insurance may also apply if the person was traveling for work. If the deceased had travel insurance through a company like Allianz, World Nomads, or IMG, file the claim immediately as they may coordinate and pay for repatriation directly.
The estate will need to go through probate in the US, not in the foreign country. However, any assets the deceased owned in the foreign country may be subject to that country's inheritance laws as well. This dual-jurisdiction situation can be legally complex, and consulting an attorney experienced in international estate law is advisable. The foreign death certificate will need to be authenticated — either through an apostille (for countries that are members of the Hague Apostille Convention) or through consular authentication — before it is accepted by US courts and institutions.
Contact the nearest US Embassy or Consulate immediately. They can help with: local death registration, obtaining a foreign death certificate, repatriation of remains, and notarizing documents. Foreign death certificates may need apostille or consular authentication.
Repatriation of remains typically costs $5,000–$20,000 depending on the country. Travel insurance may cover repatriation. Some credit cards include travel death benefits. The embassy cannot pay for these costs.
Death abroad adds layers of complexity: language barriers, unfamiliar legal systems, and distance. Let the embassy guide you — they handle these situations regularly.
Requires: Identification of person requesting, Relationship to deceased
Requires: Pre-planned funeral documents (if any), Death certificate information
Requires: Deceased's Social Security number, Death certificate
Requires: Death certificate (certified), Policy number
Joint accounts remain accessible immediately. For individual accounts, you will need a certified death certificate and letters testamentary (or letters of administration) from the probate court. Most banks will allow you to continue paying household bills from the estate account once you have proper documentation.
Apply as soon as possible after the death — ideally within 30 days. Survivor benefits are not automatic; you must apply. A surviving spouse can receive up to 100% of the deceased spouse's benefit amount, depending on your age at the time of application.
Order at least 10-12 certified copies. Every bank, insurance company, government agency, and court requires its own original certified copy. Reordering later is slower and more expensive.
An attorney is recommended if the estate involves real property, business interests, debts exceeding assets, family disputes, or if you are unfamiliar with the probate process. Many estate attorneys offer a free initial consultation.
Practical guide for surviving spouses: joint accounts, Social Security benefits, insurance claims, and legal steps after losing a husband or wife.
Step-by-step guidance for adult children after losing a parent: estate responsibilities, probate, financial accounts, and supporting a surviving parent.
Guidance for parents after the death of a child: legal steps, financial matters, grief support resources, and what to do in the first days and weeks.
Practical steps after losing a sibling: supporting parents, estate involvement, funeral planning, and grief resources for brothers and sisters.
Use our interactive checklist to track your progress through every task.
Start the ChecklistImportant notice
This information is for general educational purposes only and does not constitute legal or financial advice. Laws vary significantly by state and individual circumstances. We strongly recommend consulting a licensed estate attorney and a certified financial planner for your specific situation.
If you're feeling overwhelmed, you're not alone. Send us a message and we'll do our best to point you in the right direction.