Situation Guide
VA benefits after a veteran dies: burial in national cemetery, survivor pension, dependency and indemnity compensation, headstone, and flag.
Most Urgent Step
Contact the VA at 1-800-827-1000 to report the death and begin benefits claims. Request a Presidential Memorial Certificate. Burial in a national cemetery requires DD-214 discharge papers.
Veterans and their families have access to significant benefits after death, but many go unclaimed simply because survivors do not know about them or find the application process daunting. Taking the time to understand and apply for every available benefit can make a meaningful financial difference.
The first step is to locate the veteran's DD-214 (Certificate of Release or Discharge from Active Duty). This is the single most important document for accessing VA benefits. If you cannot find it among the veteran's papers, you can request a copy from the National Personnel Records Center by submitting Standard Form 180 online at eVetRecs (www.archives.gov/veterans/military-service-records) or by calling 314-801-0800. Processing typically takes 10 to 30 business days, though requests related to a recent death can sometimes be expedited.
Burial benefits for veterans are substantial. Eligible veterans can be buried in any of the 155 national cemeteries at no cost to the family — this includes the gravesite, opening and closing of the grave, a headstone or marker, and perpetual care. State veterans cemeteries (there are over 100) offer similar benefits. For veterans not buried in a national or state cemetery, the VA provides a burial allowance: up to $2,000 if the death was service-connected, or $948 for non-service-connected deaths (2025 rates). The VA also provides a free headstone or marker for any eligible veteran's grave, even in private cemeteries. File VA Form 40-1330 to request a headstone.
Surviving spouses may be eligible for Dependency and Indemnity Compensation (DIC), a tax-free monthly payment of $1,612.74 (2025 rate) if the veteran's death was service-connected, or if the veteran was rated 100 percent disabled for at least 10 years before death. Additional allowances are available if the survivor has dependent children or is housebound. The Aid and Attendance pension benefit provides additional monthly payments to low-income surviving spouses who need assistance with daily activities. File VA Form 21P-534EZ for DIC or VA Form 21P-534a for the survivor's pension.
Military funeral honors are available to all eligible veterans and must be requested — they are not automatic. At minimum, honors include a two-person detail to fold and present the American flag and play Taps. Full military honors may include a rifle salute, color guard, and additional service members. Contact the funeral home to request honors, or call the military branch directly. The VA will also provide a Presidential Memorial Certificate, a parchment certificate signed by the current president, at no cost — you may request multiple copies. Veterans service organizations such as the VFW (Veterans of Foreign Wars), American Legion, and DAV (Disabled American Veterans) can provide free assistance with claims and paperwork through their accredited service officers.
File VA Form 21P-530 for burial allowance. Veterans may be buried in a national or state veterans cemetery at no cost. Survivors may be eligible for Dependency and Indemnity Compensation (DIC).
VA burial allowance: up to $2,000 for service-connected death, $948 for non-service-connected. Free headstone/marker. Surviving spouse may receive DIC payments ($1,612/month as of 2025). Check for Servicemembers Group Life Insurance (SGLI) or Veterans Group Life Insurance (VGLI).
Veterans service organizations (VFW, American Legion, DAV) offer support for bereaved families. Military honors (flag folding, rifle salute) can be requested for the funeral.
Requires: DD-214 discharge papers, Death certificate
Requires: Deceased's Social Security number, Death certificate
Requires: Death certificate (certified), Policy number
Requires: Pre-planned funeral documents (if any), Death certificate information
Requires: Identification of person requesting, Relationship to deceased
Joint accounts remain accessible immediately. For individual accounts, you will need a certified death certificate and letters testamentary (or letters of administration) from the probate court. Most banks will allow you to continue paying household bills from the estate account once you have proper documentation.
Apply as soon as possible after the death — ideally within 30 days. Survivor benefits are not automatic; you must apply. A surviving spouse can receive up to 100% of the deceased spouse's benefit amount, depending on your age at the time of application.
Contact the National Cemetery Scheduling Office at 1-800-535-1117. Eligible veterans receive a free gravesite, opening/closing of the grave, a headstone or marker, and a burial flag. You will need the veteran's DD-214 (discharge papers) and a certified death certificate.
DIC is a monthly benefit paid to eligible surviving spouses, children, and parents of veterans who died from a service-connected condition (or were rated totally disabled for at least 10 years before death). As of 2025, the basic monthly rate for a surviving spouse is approximately $1,612.
Order at least 10-12 certified copies. Every bank, insurance company, government agency, and court requires its own original certified copy. Reordering later is slower and more expensive.
An attorney is recommended if the estate involves real property, business interests, debts exceeding assets, family disputes, or if you are unfamiliar with the probate process. Many estate attorneys offer a free initial consultation.
Practical guide for surviving spouses: joint accounts, Social Security benefits, insurance claims, and legal steps after losing a husband or wife.
Step-by-step guidance for adult children after losing a parent: estate responsibilities, probate, financial accounts, and supporting a surviving parent.
Guidance for parents after the death of a child: legal steps, financial matters, grief support resources, and what to do in the first days and weeks.
Practical steps after losing a sibling: supporting parents, estate involvement, funeral planning, and grief resources for brothers and sisters.
Use our interactive checklist to track your progress through every task.
Start the ChecklistImportant notice
This information is for general educational purposes only and does not constitute legal or financial advice. Laws vary significantly by state and individual circumstances. We strongly recommend consulting a licensed estate attorney and a certified financial planner for your specific situation.
If you're feeling overwhelmed, you're not alone. Send us a message and we'll do our best to point you in the right direction.